2026 head-to-head · Midsize & Large SUV
2026 BMW XM vs Lincoln Navigator
MPG, range and what each one really costs you to fuel, from official EPA ratings and recalculated with your own gas and electricity prices.
AWD · 4.4L 8-cyl turbo · 8-speed automatic · 47 MPGe + 14 MPG
Part-time 4WD · 3.5L 6-cyl turbo · 10-speed automatic · 17 MPG
The 2026 Lincoln Navigator is the cheaper one to run. Driving 15,000 miles a year with 18¢/kWh electricity, $3.95/gal premium gas and $3.10/gal regular gas, it costs about $2,735 a year to fuel (17 MPG), versus $2,889 for the 2026 BMW XM (47 MPGe + 14 MPG). That's roughly $154 a year, or about $769 over five years.
Your numbers
Change these to match your driving and local prices. Every figure and chart on this page updates.
Fuel cost over 10 years
- BMW XM
- Lincoln Navigator
Side by side
| BMW XM | Lincoln Navigator | |
|---|---|---|
| $2,889 | Your annual fuel cost | $2,735 |
| 47 MPGe + 14 MPG | Combined efficiency | 17 MPG |
| 47 MPGe / 12 MPG | City | 15 MPG |
| 46 MPGe / 17 MPG | Highway | 22 MPG |
| 72 kWh | Electricity use (kWh/100 mi) | — |
| 300 mi | Driving range | — |
| 30 mi | All-electric range | — |
| 263 g/mi | Tailpipe CO₂ (g/mi) | 512 g/mi |
| 5/10 | EPA fuel economy score | 3/10 |
| 6/10 | EPA greenhouse gas score | 3/10 |
| 2 hrs | Charge time at 240V | — |
| Plug-in hybrid | Powertrain | Gas |
| Premium gas + electricity | Fuel | Regular gasoline |
| 4.4L 8-cyl turbo | Engine / motor | 3.5L 6-cyl turbo |
| 8-speed automatic | Transmission | 10-speed automatic |
| AWD | Drivetrain | Part-time 4WD |
✓ marks the better value. EPA scores run 1–10 (10 is best). Volumes come from the EPA interior volume index and aren't published for every body style.
BMW XM vs Lincoln Navigator across model years
- BMW XM
- Lincoln Navigator
Annual fuel cost of the most efficient configuration of each model year, at your prices. Click a point to open that year.
How they differ
Among 91 2026 midsize & large SUVs, the BMW XM ranks 70th and the Lincoln Navigator 68th for lowest fuel cost.
The powertrains differ: the BMW XM is a plug-in hybrid, while the Lincoln Navigator is a conventional gas model.
Frequently asked questions
Which is more fuel-efficient, the 2026 BMW XM or the 2026 Lincoln Navigator?
Measured by cost to drive, the Lincoln Navigator. The BMW XM is rated 47 MPGe + 14 MPG combined and the Lincoln Navigator 17 MPG (EPA, most efficient configuration of each).
How much does it cost to fuel the 2026 BMW XM vs. the Lincoln Navigator per year?
At 15,000 miles a year with 18¢/kWh electricity, $3.95/gal premium gas and $3.10/gal regular gas, about $2,889 for the BMW XM and $2,735 for the Lincoln Navigator.
BMW XM vs Lincoln Navigator in other years
More 2026 comparisons
BMW XM vs…
Or compare the 2026 BMW XM with anything else: